13RS HB136
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HB136

13RS

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HB 136 (BR 351) - M. Meredith

     AN ACT relating to an insurer's use of credit scores for underwriting purposes.
     Amend KRS 304.20-042 to restrict an insurer's use of credit information for property and casualty insurance contracts for underwriting or to rate risks by prohibiting the sole use of lack of credit history or lack of a credit card account without consideration of any other applicable factor independent of credit information; require an insurer to treat a consumer who has no credit history or no credit card account as if the applicant or insured had neutral credit information.

     Jan 11-introduced in House
     Feb 5-to Banking & Insurance (H)
     Feb 25-posted in committee


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