12RS HB421
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HB421

12RS

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HB 421 (BR 1456) - S. Riggs, D. Floyd, C. Miller, B. Rowland, S. Westrom

     AN ACT relating to insurance claims for residential roof repairs.
     Create new sections of KRS Chapter 367 to provide for a home owner's right to cancel a contract for the repair or replacement of a roof system upon a determination that the damage is not covered under applicable policies of insurance; require roofing contractors to include conspicuous notice of cancellation rights and procedures in roofing contracts; prohibit roofing contractors from requiring deposits or advance payment, except for emergency repairs necessary to protect the property from further damage, pending insurance claim determination; prohibit roofing contractors from offering or providing financial offsets or incentives against insurance policy deductibles or proceeds for use of their services.

HB 421 - AMENDMENTS


     HFA (1, S. Riggs) - Provide that the restrictions apply to services for which payment is expected from the owner's insurer; provide that a roofing contractor who performs services authorized by the owner to prevent further damage shall be entitled to collect the amount due for the work performed.
     HFA (2, S. Riggs) - Provide that the restrictions apply to services for which payment is expected from the owner's insurer; provide that a roofing contractor who performs services authorized by the owner to prevent further damage shall be entitled to collect the amount due for the work performed; provide that nothing shall prohibit a roofing contractor from proving an estimate for work on residential property of the owner or conferring with insurance representatives about damages to property after a claim has been submitted by the owner of residential real property.
     HFA (3, S. Riggs) - Provide that the restrictions apply to services for which payment is expected from the owner's insurer; provide that a roofing contractor who performs services authorized by the owner, including services to prevent further damage, shall be entitled to collect a reasonable and customary amount for the work performed; provide that nothing shall prohibit a roofing contractor from providing an estimate for work on residential property of the owner or conferring with insurance representatives about damages to property after a claim has been submitted by the owner of residential real property; prohibit a roofing contractor from paying an owner of real property for whom any services have been performed for any reason in any form of compensation in excess of $100) including a bonus, gift, prize or other specified forms of compensation.

     Feb 16-introduced in House
     Feb 21-to Banking & Insurance (H)
     Feb 24-posted in committee
     Feb 29-reported favorably, 1st reading, to Calendar
     Mar 1-2nd reading, to Rules; posted for passage in the Regular Orders of the Day for Friday, March 2, 2012
     Mar 2-floor amendment (1) filed
     Mar 7-floor amendment (2) filed
     Mar 8-floor amendment (3) filed
     Mar 9-3rd reading, passed 83-0 with floor amendment (3)
     Mar 12-received in Senate
     Mar 14-to Banking & Insurance (S)
     Mar 20-reported favorably, 1st reading, to Consent Calendar
     Mar 21-2nd reading, to Rules
     Mar 27-posted for passage in the Consent Orders of the Day for Tuesday, March 27, 2012; 3rd reading, passed 37-0
     Mar 28-received in House; enrolled, signed by Speaker of the House
     Mar 30-enrolled, signed by President of the Senate; delivered to Governor
     Apr 11-signed by Governor (Acts ch. 97)

Vote History
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