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HB 421 (BR 1456) - S. Riggs, D. Floyd, C. Miller, B. Rowland, S. Westrom
AN ACT relating to insurance claims for residential roof repairs.
Create new sections of KRS Chapter 367 to provide for a home owner's right to cancel a contract for the repair or replacement of a roof system upon a determination that the damage is not covered under applicable policies of insurance; require roofing contractors to include conspicuous notice of cancellation rights and procedures in roofing contracts; prohibit roofing contractors from requiring deposits or advance payment, except for emergency repairs necessary to protect the property from further damage, pending insurance claim determination; prohibit roofing contractors from offering or providing financial offsets or incentives against insurance policy deductibles or proceeds for use of their services.
HB 421 - AMENDMENTS
HFA (1, S. Riggs) - Provide that the restrictions apply to services for which payment is expected from the owner's insurer; provide that a roofing contractor who performs services authorized by the owner to prevent further damage shall be entitled to collect the amount due for the work performed.
HFA (2, S. Riggs) - Provide that the restrictions apply to services for which payment is expected from the owner's insurer; provide that a roofing contractor who performs services authorized by the owner to prevent further damage shall be entitled to collect the amount due for the work performed; provide that nothing shall prohibit a roofing contractor from proving an estimate for work on residential property of the owner or conferring with insurance representatives about damages to property after a claim has been submitted by the owner of residential real property.
HFA (3, S. Riggs) - Provide that the restrictions apply to services for which payment is expected from the owner's insurer; provide that a roofing contractor who performs services authorized by the owner, including services to prevent further damage, shall be entitled to collect a reasonable and customary amount for the work performed; provide that nothing shall prohibit a roofing contractor from providing an estimate for work on residential property of the owner or conferring with insurance representatives about damages to property after a claim has been submitted by the owner of residential real property; prohibit a roofing contractor from paying an owner of real property for whom any services have been performed for any reason in any form of compensation in excess of $100) including a bonus, gift, prize or other specified forms of compensation.
Feb 16-introduced in House
Feb 21-to Banking & Insurance (H)
Feb 24-posted in committee
Feb 29-reported favorably, 1st reading, to Calendar
Mar 1-2nd reading, to Rules; posted for passage in the Regular Orders of the Day for Friday, March 2, 2012
Mar 2-floor amendment (1) filed
Mar 7-floor amendment (2) filed
Mar 8-floor amendment (3) filed
Mar 9-3rd reading, passed 83-0 with floor amendment (3)
Mar 12-received in Senate
Mar 14-to Banking & Insurance (S)
Mar 20-reported favorably, 1st reading, to Consent Calendar
Mar 21-2nd reading, to Rules
Mar 27-posted for passage in the Consent Orders of the Day for Tuesday, March 27, 2012; 3rd reading, passed 37-0
Mar 28-received in House; enrolled, signed by Speaker of the House
Mar 30-enrolled, signed by President of the Senate; delivered to Governor
Apr 11-signed by Governor (Acts ch. 97)
Vote History
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