TITLE 806
PUBLIC PROTECTION CABINET DEPARTMENT OF INSURANCE
This page was produced on 7/1/2009 at 12:35:59 PM [EST]
- 010 Seal facsimile
- 020 Interests and rewards prohibited
- 030 Copies of administrative regulations; fee
- 040 Records of certificates of authority; licenses
- 050 Complaints
- 070 Preservation of records
- 088 Verification of risk location systems.
- 092 Disclosure of Local Government Taxes
- 095 Accounting and reporting requirements for collecting local government premium tax
- 097 Filing of local government premium tax ordinances; notification to insurers
- 100 Disclosure of KRS 136.392 surcharge
- 120 Filing of examination report
Chapter 3 Authorization of Insurers and General Requirements
- 010 Reservation of insurer's name; fee
- 020 Annual statements
- 110 Authorization
- 150 Standards for insurers deemed to be in hazardous financial condition 150reg Standards for insurers deemed to be in hazardous financial condition
- 160 Life and health reinsurance agreements
- 170 Annual audited financial reports
- 190 Risk-based capital for insurers
- 210 Privacy of consumer financial information
- 220 Privacy of health information
- 230 Standards for safeguarding customer information
Chapter 5 Kinds of Insurance; Limits of Risk; Reinsurance
- 010 Reinsurance treaties filing
- 020 Illegitimate use of reinsurance agreements
- 025 Credit for reinsurance
- 030 Surety insurance not to include bail bonds
- 040 Nationwide marine defined
- 050 Motor vehicle warranties
- 060 Registration of service contracts for consumer products
Chapter 6 Assets and Liabilities
- 010 Valuation standards; audits
- 020 Temporary transfer of assets prohibited
- 060 Reserve liabilities, cash surrender values, and nonforfeiture benefits for plans of life insurance with separate rates for smokers and nonsmokers
- 070 Valuation of life insurance and annuity reserves
- 075 Valuation of life insurance policies
- 080 Reserve standards for individual health insurance policies
- 090 Discounting of casualty insurance loss reserves
- 100 Actuarial opinion and memorandum 100reg Actuarial opinion and memorandum
- 110 Recognition of the 2001 CSO Mortality Table for use in determining minimum reserve liabilities and nonforfeiture benefits
- 120 Recognition of preferred mortality tables for use in determining minimum reserve liabilities
- 130 Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values for Preneed Insurance
- 010 Loans to relatives, prohibited investments
- 020 Person defined
- 030 Finance committee of domestic insurers
- 090 Custodial accounts for investment securities of insurance companies
Chapter 8 Administration of Deposits
Chapter 9 Agents, Consultants, Solicitors and Adjusters
- 001 Prelicensing courses of study; instructors
- 020 False or deceptive names, titles, prohibited
- 030 Adjusters, apprentice adjusters; licenses, restrictions
- 050 Agent's records
- 060 Identification cards
- 070 Examinations
- 110 Agent's rights after contract termination
- 120 Unlicensed adjusters
- 130 Agent's assumed business name
- 190 Disclosure requirements for financial institutions authorized to engage in insurance agency activities
- 200 Volume of insurance agent exchange of business
- 210 Financial responsibility forms; time limit for replacement of evidence of licensee financial responsibility
- 220 Continuing education
- 250 Specialty credit insurance producer and managing employee
- 265 Rental vehicle agent and managing employee
- 280 Business entity election
- 300 Current agent licensees in good standing to receive equivalent license
- 310 Life settlement broker license and notification
- 320 Life settlement provider license
- 340 Forms for application, appointment, prelicensing and continuing education course completion, examination retake, provider and course approval, filing fee submission, instructor approval, continuing education attendance roster and certificate of completion, specialty credit insurance producer supplement to license application, rental vehicle license supplemental application, continuing education certificate of completion, rental vehicle managing employee, continuing education certificate of completion, unlicensed employees and representatives of rental vehicle agent, record correction, and background check request
- 350 Recognition of financial planning certification and designation for receipt of fees and commissions
Chapter 11 Unauthorized Insurers' Prohibitions, Process and Advertising
- 010 Industrial insured, government entity insured, and exempt commercial policyholder
- 020 Multiple employer welfare arrangements
Chapter 12 Trade Practices and Frauds
- 010 Advertising
- 020 Fair disclosure to consumers
- 040 Insurance in credit transactions
- 060 Health insurance replacement
- 070 Life insurance application requirements
- 080 Replacement of life insurance and annuity contracts
- 092 Unfair life and health insurance claims settlement practices
- 095 Unfair claims settlement practices for property and casualty insurance
- 110 Merged gender mortality tables for life insurance
- 120 Suitability in annuity transactions
- 131 Requirements for disclosure for life insurance and annuity contracts used to fund preneed funeral contracts or prearrangements
- 140 Life insurance illustrations
- 150 Annuity disclosures
- 160 Standards for accelerated death benefits
- 170 Life insurance disclosures
- 180 Military Sales Practices
Chapter 13 Rates and Rating Organizations
- 020 Excess rates; consent form
- 040 Automobile fleet insurance defined
- 070 Kentucky automobile insurance plan
- 090 Premium financing
- 100 Motor vehicle comprehensive insurance rate discounts for antitheft devices
- 110 Rate standards for property and casualty insurance "flex rating"
- 120 Workers' compensation small deductible policies
- 130 Experience modification factors for workers' compensation insurers
- 140 Notice of right to seek review of application of workers' compensation insurance rates
- 150 Property and casualty rate and rule filings
- 005 Rate and form filing for life insurers
- 006 Property and casualty insurance form filings
- 007 Rate and form filing for health insurers
- 010 Proof of loss; form
- 020 Binders
- 030 Participating policy dividends not to be guaranteed
- 050 Additional benefits to policyholders
- 060 Group certificate filing
- 090 Grouping for preferential treatment prohibited
- 100 Certificate not to alter contract
- 110 Dividend plans; filing, participation
- 121 Minimum standards for the readability and intelligibility of insurance contracts
Chapter 15 Life Insurance and Annuity Contracts
- 010 Variable annuity contracts
- 020 Wholesale life insurance; employer's contribution; dividends
- 030 Variable life insurance
- 050 Reporting and general requirements for viatical settlement providers and brokers
- 060 Universal life insurance
- 070 Annuity nonforfeiture
- 080 Paid-up life insurance policies
Chapter 17 Health Insurance Contracts
- 005 Health Insurance forms and reports
- 010 Refund of unearned premium
- 020 Disclosure of other coverage in application
- 030 Surgical schedule
- 050 Inclusion of Medicaid as first payor prohibited
- 070 Filing procedures for health insurance rates
- 081 Minimum standards for long-term care insurance policies
- 083 Kentucky long-term care partnership insurance program.
- 085 Minimum standards for short-term nursing home insurance policies
- 090 Preauthorization requirements for coverage of temporomandibular joint disorder and evaluation of medical necessity for treatment of craniomandibular jaw disorder
- 095 Reimbursement for general anesthesia and facility charges for dental procedures
- 100 Certificate of filing for provider-sponsored networks
- 130 Twenty-four (24) Hour Pilot Insurance Program
- 150 Health benefit plan rate filing requirements
- 160 Creditable coverage for health insurance
- 170 Genetic testing
- 180 Standard health benefit plan
- 190 Guaranteed Acceptance Program requirements
- 230 Requirements regarding medical director's signature on health care benefit denials
- 240 Data reporting requirements
- 250 Notification requirements for drug benefits
- 260 Conversion policy minimum benefits
- 270 Telehealth claim forms and records
- 280 Registration, utilization review, and internal appeal
- 290 Independent External Review Program
- 300 Provider agreement and risk-sharing agreement filing requirements
- 310 Prompt payment of claims reporting requirements
- 320 Kentucky Access requirements
- 330 Kentucky Access health benefit plans
- 350 Guaranteed Acceptance Program (GAP) reporting requirements
- 360 Prompt payment of claims
- 370 Standardized health claim attachments
- 390 Benefits and disclosures in Medicare supplement insurance policies
- 400 Marketing and sales practices in Medicare supplement insurance policies
- 410 Claims payment practices in Medicare supplement insurance policies
- 420 Rates, premiums and loss ratio requirements in Medicare supplement insurance policies
- 430 Reporting requirements in Medicare supplement insurance policies
- 440 Provider agreement, subcontract agreement, and risk-sharing arrangement agreement and other filing requirements for insurers offering a limited health service benefit plan
- 450 Insurance purchasing outlet requirements
- 460 Requirements for autism benefits for children
- 470 Data reporting to an employer-organized association health benefit plan
- 480 Uniform evaluation and reevaluation of providers 480reg Uniform evaluation and reevaluation of providers
- 490 Hospice benefit requirements
- 500 Basic health benefit plan requirements
- 510 Health benefit plan exclusionary rider requirements
- 540 ICARE Program high-cost conditions
- 545 ICARE Program employer eligibility, application process, and requirements
- 555 ICARE Program requirements
Chapter 18 Group and Blanket Health Insurance
- 010 Minimum standards for treatment of alcoholism
- 020 Preferred and exclusive provider arrangements
- 030 Group health insurance coordination of benefits
- 090E Notice of extension of election period for continuation of a group policy 3-13-09
Chapter 19 Credit Life Insurance and Credit Health Insurance
- 010 Credit transaction requirements
- 020 Claims; secondary beneficiary
- 040 Extinguishment of debt; options
- 050 Combined health and dismemberment restrictions
- 060 Joint lives
Chapter 20 Casualty Insurance Contracts
- 010 Declination, cancellation, and nonrenewal of property and casualty insurance
- 020 Cancellation and nonrenewal of automobile liability insurance policies
Chapter 24 Domestic Stock and Mutual Insurers
- 010 Information required during incorporation and subsequent issue of equity securities
- 020 Change of control through capital stock acquisition
Chapter 26 Insider Trading of Equity Securities
Chapter 30 Insurance Premium Finance Companies
- 010 Application for license procedure
- 020 Abuse of minimum service charge
- 030 Representations of licensee limited
- 040 Statement of account and receipt
- 050 Prepayment or refinancing
- 060 Forms to be approved
- 070 Books and records subject to inspection
- 080 Financial requirements for insurance premium finance companies
- 090 Insurance premium finance company proof of mailing of cancellation notice
- 100 Time limit for insurance premium finance company responses to Department of Insurance inquiries
Chapter 37 Insurance Holding Company Systems
Chapter 38 Health Maintenance Organizations
- 010 Information required of applicants for certificate of authority
- 040 Financial projections; area overlapping
- 050 Fiscal soundness of organization
- 070 Health maintenance organization subscriber fee filings
- 080 Health maintenance organizations' reserve funds
- 100 Risk-based capital for health organizations
Chapter 39 Motor Vehicle Reparations (No-fault)
- 020 Pedestrian defined
- 030 Kentucky no-fault rejection form
- 040 Governmental units excluded
- 050 Self-insurance
- 070 Proof of motor vehicle insurance
Chapter 40 Health Care Malpractice
Chapter 46 Liability Self-insurance Groups
- 010 Financial statements for liability self-insurance groups
- 030 Reasonable time for violation correction
- 010 Designation of a contact person
- 020 Reporting fraudulent insurance acts
- 030 Requirements for special investigative units
- 020 Captive insurer application requirements
- 030 Captive insurer reporting requirements
- 040 Captive insurer parents and affiliates
Chapter 52 Workers' Compensation Self-insured Groups
- 010 Forms for application, security deposits and financial statements
- 020 Aggregate excess insurance
- 030 Workers' compensation self-insured group rate, rule and form filings