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HB254

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Includes opposite chamber sponsors where requested by primary sponsors of substantially similar bills in both chambers and jointly approved by the Committee on Committees of both chambers. Opposite chamber sponsors are represented in italics.


HB 254/HM (BR 189) - J. Fischer, M. Harmon, R. Crimm, A. Koenig, B. Montell, A. Webb-Edgington, A. Wuchner

     AN ACT relating to health insurance.
     Create a new section of Subtitle 17A of KRS Chapter 304 to provide that no individual nor any business entity domiciled in Kentucky shall be required to purchase health insurance coverage, notwithstanding any federal mandate, fines, taxes or penalties; create a new section of Subtitle 17A of KRS Chapter 304 to define terms relating to foreign health insurers; create a new section of Subtitle 17A of KRS Chapter 304 to authorize foreign health insurers to offer and provide individual or small group health benefit plans to Kentucky residents; create a new section of Subtitle 17A of KRS Chapter 304 to establish requirements for a foreign health insurer to obtain a certificate of authority to do business in Kentucky; create a new section of Subtitle 17A of KRS Chapter 304 to establish disclosure requirements regarding plan differences for individual and small group health benefit plans provided by foreign insurers in Kentucky and which state's laws will govern issuance and requirements of the plan; create a new section of Subtitle 17A of KRS Chapter 304 to authorize the executive director of the office of insurance to deny, revoke or suspend a foreign health insurer's certificate of authority, establish fair marketing standards for foreign health insurers to be applied in a nondiscriminatory manner, and to require a foreign health insurer to establish an internal and external review process for an adverse determination or notice of a coverage denial, to comply with Kentucky's unfair trade practices and frauds requirements, to participate in the Kentucky Life and Health Insurance Guaranty Association, and to comply with the reserve requirements for foreign insurers; create a new section of Subtitle 17A of KRS Chapter 304 to authorize the executive director of the office of insurance to promulgate necessary regulations to effectuate the provisions of this Act relating to foreign health insurers; amend KRS 304.5-160 to require all foreign health insurers selling health insurance in Kentucky to comply with the prohibition on providing coverage for abortions, except by an optional rider and payment of an additional premium for the rider; amend KRS 304.9-010 to exempt foreign health insurers from Kentucky insurance licensure requirements; and, amend KRS 304.11-045 to exempt foreign insurers from the jurisdiction of the office of insurance, except to the extent provided by this Act.

     Jan 13-introduced in House
     Jan 19-to Banking & Insurance (H)


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