LRC Seal



WWW Version

The hyperlink to a bill draft that precedes a summary contains the most recent version (Introduced/GA/Enacted) of the bill. If the session has ended, the hyperlink contains the latest version of the bill at the time of sine die adjournment. Note that the summary pertains to the bill as introduced, which is often different from the most recent version.

Includes opposite chamber sponsors where requested by primary sponsors of substantially similar bills in both chambers and jointly approved by the Committee on Committees of both chambers. Opposite chamber sponsors are represented in italics.

HB 27 (BR 119) - M. Henley, L. Napier, J. Richards, T. Thompson, J. Tilley, S. Westrom

     AN ACT relating to credit card applications and solicitations.
     Create a new section of KRS Chapter 367 to declare that it is unlawful for any credit card issuer to mail or otherwise deliver a credit card application if the person has previously notified the issuer by certified or registered mail that he or she does not wish to receive credit card applications from that issuer; provide that this section does not apply to a credit card application or solicitation when mailed or otherwise delivered in response to a request for a credit card; provide that if such application is mailed to such a person and a third party, by theft or other means, obtains the mailed document and with intent to deceive, defraud, or injure another falsely completes the application or solicitation document and is issued a credit card in the name of another person, the issuer shall be liable to the person whose name appears on the card for any damages and expenses which the person incurs due to use of such card; prohibit an issuer who received notification not to send applications from selling, disseminating, or otherwise disclosing the name and address of such person; declare a violation of any provision of this section to be an unfair, false, misleading, and deceptive act or practice in the conduct of trade or commerce in violation of KRS 367.170.


     HCA (1, M. Henley) - Amend subsection (2) to provide that notice is effective after a credit card issuer is in receipt of the notice at least 90 days; amend subsection (5) to clarify that affiliates and nonaffiliated third parties may share information necessary to effect and administer the request from the person not to receive credit card applications and solicitations.

     (Prefiled by the sponsor(s).)

     Oct 3-To: Interim Joint Committee on Banking and Insurance
     Jan 8-introduced in House; to Banking & Insurance (H)
     Feb 1-posted in committee
     Feb 6-reported favorably, 1st reading, to Calendar with committee amendment (1)
     Feb 7-2nd reading, to Rules; posted for passage in the Regular Orders of the Day for Friday, February 8, 2008
     Feb 8-3rd reading, passed 90-0 with committee amendment (1)
     Feb 11-received in Senate
     Feb 13-to Banking & Insurance (S)

Vote History
Legislature Home Page | Record Front Page