Last Updated July 23, 2012
Enactments through the 2012 Extraordinary Session
This page was produced on 7/24/2012 at 8:50:01 AM
Terms & Conditions
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KRS Chapter 304.20
Terms & Conditions
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.010 Casualty contracts subject to general provisions.
.020 Uninsured vehicle coverage -- Insolvency of insurer.
.030 Retroactive annulment of liability policies prohibited.
.035 Notice of renewal premiums of property or casualty policy.
.037 Reinstatement of expired policy for which renewal was offered -- Conditions.
.040 Cancellation, nonrenewal, or termination of automobile insurance -- Definitions -- Scope -- Penalties.
.041 Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions.
.042 Termination or refusal to issue insurance due to credit history prohibited.
.043 Cancellation of policy held by state employee prohibited, when -- Exception.
.045 Increase in premium on automobile liability insurance policy -- Complaint.
.047 Cancellation, nonrenewal, or premium increase because of simple coverage inquiry prohibited.
.050 Arbitration provision not binding.
.060 Coverage for safety equipment, definition.
.065 Coverage for motor vehicle loaned as replacement.
.070 Check endorsement not to act as release from further liability.
.080 Self-insurance of public housing authority.
.090 Workers' compensation insurers to provide proof of coverage to commissioner of Department of Workers' Claims.
.100 Loss run statement to be provided upon request -- Duties of insurer and insurer's agent.
.160 Power of authorized agency to require insurer to furnish information concerning fire loss.
.170 Information to be held confidential.
.180 Intentional refusal or failure to provide information prohibited.
.190 Concurrent jurisdiction.
.200 Proceeds of policy subject to tax lien on insured real estate.
.210 Notification of insurer of existence of lien -- Payment by insurer to taxing authority.
.220 Priority of lien.
.230 Insurer not liable for amounts paid pursuant to KRS 304.20-210.
.240 Application of KRS 304.20-200 to 304.20-250.
.250 Government's right to enforce any lien not altered.
.260 Maximum coverage for loss or damage to structure.
Declinations, Cancellations, and Nonrenewals
.300 Purpose and application of KRS 304.20-320 to 304.20-350.
.310 Definitions for KRS 304.20-320 to 304.20-350.
.320 Declinations -- Cancellations -- Nonrenewals -- Terminations -- Notice of premium required.
.330 Reasons for cancellation.
.340 Declination or termination prohibited, when.
.350 Penalties for violations of KRS 304.20-320 to this section.
.380 Premium credit or discount provision for buildings equipped with an automatic sprinkler system.
.385 Application of KRS 304.20-380.
Reductions for Antitheft Device
.410 Five percent discount.
.420 Fifteen percent discount.
.430 Twenty percent discount.
.440 Highest discount to apply for use of two or more antitheft devices.
.450 Application of KRS 304.20-400 to 304.20-440.