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Kentucky Revised Statutes

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Statutes Last Updated July 23, 2012

Includes Enactments through the 2012 Extraordinary Session
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KRS Chapter 304.14

  • .010   Scope of subtitle.

  • .020   "Policy" defined.

  • .030   "Premium" defined -- "Late charge" authorized.

  • .040   Insurable interest.

  • .050   Insurable interest -- Exception when certain institutions designated beneficiary.

  • .060   Insurable interest, property.

  • .070   Power to contract -- Purchase of insurance by minors.

  • .080   Consent of insured -- Life, health insurance.

  • .085   Violation of insurable interest for person without insurable interest to pay premiums on life insurance in exchange for ownership in death benefit.

  • .090   Alteration of application.

  • .100   Application as evidence.

  • .110   Representations in applications.

  • .120   Filing and approval of forms.

  • .130   Grounds for disapproval.

  • .135   Uniform health insurance claim forms.

  • .140   Standard provisions, in general.

  • .150   Contents of policies in general.

  • .160   Additional policy contents.

  • .170   Charter, bylaw provisions.

  • .180   Must contain entire contract -- Exception concerning additional benefits.

  • .190   Execution of policies.

  • .200   Underwriters' and combination policies.

  • .210   Validity and construction of noncomplying forms.

  • .220   Binders.

  • .230   Delivery of policy.

  • .240   Renewal of policy.

  • .250   Assignability -- Rights of insurer, assignee.

  • .260   Payment discharges insurer.

  • .270   Forms for proof of loss furnished.

  • .280   Claims administration not waiver.

  • .290   Dividends payable to real party.

  • .300   Exemptions of proceeds, life insurance.

  • .310   Exemption of proceeds, health insurance.

  • .320   Exemption of proceeds, group insurance.

  • .330   Exemption of proceeds, annuity contracts -- Assignability of rights.

  • .340   Rights of married women in life insurance.

  • .350   Retention of proceeds of policy by company.

  • .360   Construction of policies.

  • .370   Jurisdiction of courts, limitation of actions.

  • .375   Time limit for seeking reimbursement of health insurance overpayment.

  • .380   Venue of suits against insurers.

  • .400   Interest on payment from insuring company.

  • .410   Use by insurer of itemized statement furnished to paying patient prohibited.

    • Insurance Policy Simplification

  • .420   Minimum standards regulations.

  • .430   Policy cover sheet -- Commissioner approval.

  • .435   English language requirement for forms, policy, and claim-related information -- Requirements for non-English version -- Use and effect of translations.

  • .440   Policies to be readable -- Factors to be considered.

  • .450   Policies to be legible -- Factors to be considered -- Type face style approved by commissioner.

    • Medicare Supplement Insurance

  • .500   Definitions for KRS 304.14-510 to 304.14-550.

  • .510   Minimum standards regulations.

  • .520   Claim denial restriction.

  • .530   Regulations establishing minimum standards for loss ratios.

  • .540   Outline of coverage to be delivered to applicant.

  • .545   Cancellation of Medicare supplement -- Return of unearned premium.

  • .550   Notice of policy return right and premium refund.

    • Consumer's Guide

  • .560   Consumer's guide to long-term care insurance -- Compilation -- Distribution -- Payment.

    • Long-Term Care Insurance

  • .600   Definitions for KRS 304.14-600 to 304.14-625.

  • .605   Purpose and application to policies of KRS 304.14-600 to 304.14-625.

  • .610   Group policy issued in another state.

  • .615   Required standards and disclosures -- "Pre-existing condition" defined -- Right to return policy.

  • .617   Services required to be included in coverage for assisted living benefits and for adult day care services.

  • .620   Administrative regulations on marketing practices.

  • .622   Cancellation of long-term care insurance policy -- Return of unearned premium.

  • .625   Short title for KRS 304.14-600 to 304.14-625.

  • .630   Administrative regulations relating to premium rates for long-term care benefits.

  • .635   Administrative regulations relating to incidental long-term care benefits.

    • Kentucky Long-Term Care Partnership Insurance Program

  • .640   Definitions for KRS 205.619 and 304.14-640 to 304.14-644.

  • .642   Kentucky Long-Term Care Partnership Insurance Program -- Policy component requirements -- Administrative regulations.

  • .644   Required disclosure of availability of Kentucky Long-Term Care Partnership Insurance Program.

    • Short-Term Nursing Home Insurance

  • .650   Definition for KRS 304.14-650 to 304.14-675.

  • .655   Short-term nursing home products subject to statutes.

  • .660   Administrative regulations relating to short-term nursing home insurance policies.

  • .665   Administrative regulations establishing loss ratio standards.

  • .670   Right to return policy or certificate and to have premium refunded -- Notice -- Proof of delivery of policy.

  • .675   Coverage for services received in an assisted living community or adult day care facility.

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