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Kentucky Revised Statutes

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Statutes Last Updated July 23, 2012

Includes Enactments through the 2012 Extraordinary Session
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KRS Chapter 304.12


  • .010   Unfair competition -- Unfair, deceptive practices prohibited.

  • .013   Prohibited unfair or deceptive practices in the writing of insurance.

  • .015   Repealed, effective July 15, 1986.

  • .020   Advertisements in general.

  • .030   Replacement life insurance -- "Twisting" prohibited.

  • .035   Beneficiaries' Bill of Rights.

  • .040   False financial statements.

  • .050   Advertisement of assets, liabilities.

  • .060   Defamation.

  • .070   Boycott, coercion and intimidation.

  • .080   Unfair discrimination prohibited.

  • .085   Denial of insurance because of race, color, religion, national origin, or sex prohibited -- Genetic tests.

  • .090   Rebates prohibited.

  • .100   Exceptions to discrimination and rebate prohibition.

  • .110   Illegal inducements prohibited.

  • .112   Prohibition against advertising, offering, or providing free insurance concerning consumer goods or related services.

  • .120   Desist order for defined or prohibited practices.

  • .130   Curtailment of undefined practices.

  • .140   Coercion in requiring insurance.

  • .150   Notice of free choice of agent or insurer.

  • .160   Certain fees for handling insurance transactions in connection with loans prohibited.

  • .170   Repealed, 2002.

  • .180   Interlocking ownership, management.

  • .190   Illegal dealing in premiums.

  • .200   Insurer name -- Deceptive use prohibited.

  • .210   Repealed, 1988.

  • .211   Domestic violence and abuse as reason for insurer's limitation or denial of coverage.

  • .215   Discrimination on basis of blindness prohibited -- Application.

  • .220   Definition.

  • .230   Unfair claims settlement practices.

  • .235   Time of payment of claims.

  • .240   Regulations relating to payment and disclosure by life insurers when funds are used for preneed funeral contracts or prearrangements.

  • .250   Exclusion of work-related health condition as unfair or deceptive trade practice for health insurance policies.

  • .255   Refusal to provide requested Medicaid information as unfair or deceptive trade practice for health insurer or administrator.

  • .257   Administrative regulations to protect Armed Forces service members from dishonest and predatory insurance sales practices.

  • .260   Prohibition against refusal of liability insurer to pay on policy for school's posting of Ten Commandments.

  • .270   Prohibited actions in connection with rental reimbursement coverage under automobile insurance policy.

  • .275   Claimant's right to repair facility of choice -- Appraisal of damaged vehicle to include notice of right to choose -- Exemption.  

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