Kentucky Revised Statutes

Includes Enactments through the 2012 Extraordinary Session
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KRS Chapter 304.09

.010   Application of subtitle.

.020   Definitions for subtitle.  

.030   Available insurance agent licenses.

.035   Insurer liable for acts of its agents.

.040   "Consultant" defined.

.050   Repealed, 2000.

.051   Definitions for KRS 304.9-052 and 304.9-371 to 304.9-377.

.052   Administrator -- License requirements -- Service of process.

.060   Repealed, 2000.

.070   Repealed, 2010.

.080   Licensure requirements -- Forms.  

.085   Managing general agent -- License -- Duties.

.090   Exceptions to licensure requirements.

.100   Purpose of license -- "Controlled business" -- Exceptions.

.105   General qualifications for agent license.  

.107   Persons exempt from provisions of KRS 304.9-105(1)(e)1. and 2. -- Administrative regulations.

.110   Repealed, 1978.

.120   Licensure of residents as agents.

.130   Licensing of business entities as agents.

.133   Individuals designated to act under business entity license -- Filing of designation notice -- Exercise of license -- Responsibility of insurer for acts of designated individuals.

.135   Requirements for financial institutions engaging in insurance agency activities -- Administrative regulations -- Activities of officers or employees of financial institution.

.136   Repealed, 2002.

.140   Licensure of nonresidents as agents.

.142   Repealed, 2002.

.150   Application for license issued under this subtitle, surplus lines broker license, life settlement broker license, or life settlement provider license.

.160   Examination for license -- Application for examination.

.170   Exemptions from prelicensing education or examination.

.180   Scope of examination -- Reference material.

.190   Conduct of examinations.

.200   Contents of license -- Change of address -- Refundability of fees.

.210   Specific contents of agent's and consultant's licenses.

.220   Repealed, 2000.

.230   Limited line licenses -- Prelicensing requirements.

.240   Insurance vending machines.

.250   Authority under license -- Assignability.

.260   Continuation and expiration of license -- Receipt of renewal fees -- Continuing education documentation.

.270   Appointment of agents -- Criminal background check -- Continuation -- Permitted and prohibited actions by agents and insurers.

.280   Termination of licensee's appointment -- Notice requirements -- Civil immunity -- Confidential and privileged information -- Commissioner's use of information.

.290   Rights of agent following termination of appointment.

.295   Biennial continuing education requirements for licensed agents and independent and public adjusters -- Exceptions -- Courses -- Number of hours -- Failure to complete -- Penalty.

.300   Temporary license as agent -- Conditions -- Sponsor may be required.

.310   Temporary licenses -- Rights and limitations.

.320   Qualifications for license as consultant -- Coverage of consultant license.  

.330   Consultant to file proof of liability insurance -- Consultant's deposit of cash or bond.  

.340   Repealed, effective July 15, 1982.

.350   Compensation of agent operating under a disclosure agreement -- Requirements.

.360   Obligation to serve interest of client.

.370   Service of process against nonresident licensee under this subtitle or surplus lines broker.

.371   Written agreement of administrator.

.372   Payments to administrator.

.373   Books and records maintained by administrator -- Access by commissioner.

.374   Administrator's use of advertising.

.375   Fiduciary accounts.

.376   Claims paid on behalf of insurer -- Compensation of administrator.

.377   Written notice to insureds when administrator's services utilized.

.380   Repealed, 2000.

.390   Place of agent's business -- Display of licenses -- Records.

.400   Reporting and accounting for premiums.

.410   Exchange of business -- Excess or rejected risks -- Regulation of volume of business by commissioner.

.420   Repealed, effective July 13, 1984.

.421   Sharing of commissions prohibited.

.425   Payment or acceptance of commission, brokerage, or other valuable consideration -- Exception.

.430   Independent, staff, or public adjuster's license -- Application by individual or business entity -- Qualifications -- Evidence of financial responsibility -- Exceptions to license requirement -- Temporary emergency registration following catastrophe -- Nonresident license.  

.432   Apprentice adjuster -- License -- Rights and limitations -- Application -- Qualifications -- Terms and conditions.

.433   Contract between public adjuster and insured -- Contents -- Duties of public adjuster.

.434   Repealed, 2000.

.435   Records to be maintained by public adjusters.

.436   Authorized insurer prohibited from doing business in Kentucky with unlicensed adjuster or administrator.

.440   Probation, suspension, revocation, and refusal of license -- Grounds -- Penalty.

.450   Procedure following suspension, revocation, nonrenewal, or denial of license.

.455   Repealed, 2000.

.460   Return of license to commissioner.

.465   Denial or suspension of license or appointment -- Conditional license -- Hearing.

.467   Notification of surrender or termination of license -- Report of administrative action -- Notification of service of complaint or indictment -- Documentation of resolution.

.470   Prohibited practices in replacement or repair of automobile glass -- Penalties.

.475   Travel insurance offered by travel retailer on behalf of limited lines travel insurance producer -- Requirements.  

.480   Repealed, 2005.

.485   Repealed, 2010.

.490   Repealed, 2002.

Rental Vehicle Insurance

.501   Repealed, 2010.

.503   Repealed, 2010.

.505   License for business entity to act as rental vehicle agent -- Registration fee and licensed managing employee for each business location -- Application and qualifications for license.

.507   Conditions under which license authorizes employee or representative to transact business -- Licensee may not hold self out as insurance agent without applicable license.

.509   Consumer protection disclosures to be included with rental vehicle agreement.

.511   Rental vehicle agent may not handle insurance that is not sold in conjunction with rental vehicle transaction.

.513   Repealed, 2010.

Reinsurance Intermediaries

.700   Definitions for KRS 304.9-700 to 304.9-759.

.705   Reinsurance intermediary license required -- Exemption.

.710   Written authorization between reinsurance intermediary broker and an insurer.

.715   Records of transactions of reinsurance intermediary brokers.

.720   Insurers required to engage services of only licensed reinsurance intermediary brokers.

.725   Minimum contract provisions.

.730   Certain actions by reinsurance intermediary managers prohibited.

.735   Reinsurers required to engage services of only licensed reinsurance managers.

.740   Examination of reinsurance intermediaries.

.745   Suspension or revocation of license -- Imposition of penalties.

.750   Administrative regulations.

.759   Short title for KRS 304.9-700 to 304.9-759.

Portable Electronics Insurance

.780   Portable electronics insurance retailer license -- Duties of supervising entity -- Qualifications and application for license -- Penalties.  

.782   Conditions under which license authorizes employee or representative to sell portable electronics insurance -- Restrictions on licensees.  

.784   Duty to disclose information regarding portable electronics insurance coverage -- Standards -- Billing and collection of charges -- Notice and correspondence.  

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